You finally decide it is time to buy your first home, you’re tired of paying tons of money to your landlord, you want to start the process but don’t know where to begin. Fear not, everyone feels the same way.
It is actually most important to get preapproved for a mortgage before you start shopping for a home.
I do not mean a quick phone call for a phone prequalification, but an actual preapproval. This process will prepare you for the mortgage once you find a property and you really need to know EXACTLY how much you will qualify for.
What you need for a preapproval:
It is best if you actually meet with me in person because I can go over any potential credit issues, how to repair any derogatory credit, and discuss the best products to suit your needs. It really is a mortgage consultation and once the preapproval is issued, you will know exactly how much of a house that you can afford.